Price Check

Posted on July 31st, 2014 in Stretching Your Income by

squeezing every penny out of a dollarThink for a moment about the routine shopping trips you take to the store to purchase frequently needed items.  Perhaps you are loyal to your store and name brand and don’t even think about where to shop or which item to buy no matter the cost.

What if we took a few moments to make a master list for frequently purchased items? Why would we want to go to the trouble of doing that? Let’s see . . .

  1. Start with price checking. Write down the price you generally pay. This step could save you money as you compare the price at your store to other stores’ advertised sale prices. Having a master list enables you to quickly recognize if the sale price is a good deal for you.
  2. Stores occasionally try to sweeten the deal, by providing gift cards or coupons as an example. If the price is a good deal and you need the item anyway, buying in bulk and taking the deal may save you time and money.
  3. Consider where and how often you shop for items. Generally, the less you’re out, the less you spend. How easy is it to be distracted from your list by a quick impulse purchase? Maybe with your list in hand, you can change that weekly visit to a monthly visit. You will save time and money.
  4. Take advantage of online shopping. As you are aware of prices, you may find it cost-effective to shop online. Combining items from your list, you may qualify for free shipping.  Some retailers offer additional discounts if you sign up for their email list.
  5. brunette woman cutting cuponsDon’t forget to keep an eye out for manufacturer’s coupons to combine with the sale prices. Keep these with your list so you have them when you shop.
  6. As always, whether you shop at the store or online, review your receipt/confirmation to verify you receive the sale price and discounts you worked to earn!

Happy shopping!

Best Regards,


Kristi Schaeffer Kleutsch, Vice President and Financial Advisor with The Schaeffer Group, LLC, works with a team of Advisors in providing financial solutions for her clients. Kristi and her husband reside in Kenosha with their three active children. She is active with the kids’ organizations, community and her church, while enjoying concerts and cooking. Please reach Kristi for a confidential financial review at 262-551-8900 or

The material contained herein has been prepared from sources and data we believe to be reliable but make no guarantees as to its accuracy or completeness. This material is published solely for informational purposes and is not an offer to buy or sell a security or investment product. Opinions and estimates are of a certain date and subject to change without notice.