Terms & Conditions

OVERVIEW

The following are terms of a legal agreement between you and The Schaeffer Financial Group LLC. By accessing, browsing, or using this Web site, you acknowledge that you have read, understood, and agree to be bound by these terms and to comply with all applicable laws and regulations. If you do not agree to these terms, please do not use this Web site.

The Schaeffer Financial Group LLC may, without notice to you, at any time revise these Terms of Use and any other information contained in this Web site by updating this posting. The Schaeffer Financial Group LLC may also make improvements or changes in the products, services, or programs described in this site at any time without notice.

 

GENERAL

This site and all content in this site may not be copied, reproduced, republished, uploaded, posted, transmitted, distributed, or used for the creation of derivative works without The Schaeffer Financial Group LLC’s prior written consent, except that The Schaeffer Financial Group LLC grants you non-exclusive, non-transferable, limited permission to access and display the Web pages within this site, solely on your computer and for your personal, non-commercial use of this Web site. This permission is conditioned on your not modifying the content displayed on this site, your keeping intact all copyright, trademark, and other proprietary notices, and your acceptance of any terms, conditions, and notices accompanying the content or otherwise set forth in this site. Notwithstanding the foregoing, any software and other materials that are made available for downloading, access, or other use from this site with their own license terms, conditions, and notices will be governed by such terms, conditions, and notices.

Your failure to comply with the terms, conditions, and notices on this site will result in automatic termination of any rights granted to you, without prior notice, and you must immediately destroy all copies of downloaded materials in your possession or control. Except for the limited permission in the preceding paragraph, The Schaeffer Financial Group LLC does not grant you any express or implied rights or licenses under any patents, trademarks, copyrights, or other proprietary or intellectual property rights. You may not mirror any of the content from this site on another Web site or in any other media.

 

CERTAIN DISCLAIMERS

Information on this Web site is not promised or guaranteed to be correct, current, or complete, and this site may contain technical inaccuracies or typographical errors. The Schaeffer Financial Group LLC assumes no responsibility (and expressly disclaims responsibility) for updating this site to keep information current or to ensure the accuracy or completeness of any posted information. Accordingly, you should confirm the accuracy and completeness of all posted information before making any decision related to any services, products, or other matters described in this site.

The Schaeffer Financial Group LLC provides no assurances that any reported problems will be resolved by The Schaeffer Financial Group LLC, even if The Schaeffer Financial Group LLC elects to provide information with the goal of addressing a problem.

 

CONFIDENTIAL INFORMATION

The Schaeffer Financial Group LLC does not want to receive confidential or proprietary information from you through our Web site. Please note that any information or material sent to The Schaeffer Financial Group LLC will be deemed NOT to be confidential. By sending The Schaeffer Financial Group LLC any information or material, you grant The Schaeffer Financial Group LLC an unrestricted, irrevocable license to copy, reproduce, publish, upload, post, transmit, distribute, publicly display, perform, modify, create derivative works from, and otherwise freely use, those materials or information. You also agree that The Schaeffer Financial Group LLC is free to use any ideas, concepts, know-how, or techniques that you send us for any purpose. However, we will not release your name or otherwise publicize the fact that you submitted materials or other information to us unless: (a) we obtain your permission to use your name; or (b) we first notify you that the materials or other information you submit to a particular part of this site will be published or otherwise used with your name on it; or (c) we are required to do so by law. Personally-identifiable information that you submit to The Schaeffer Financial Group LLC for the purpose of receiving products or services will be handled in accordance with our privacy policies. Please see the tab entitled “Privacy” for information regarding The Schaeffer Financial Group LLC’s privacy policies.

 

LINKING TO THIS SITE

All links to this Web site must be approved in writing by The Schaeffer Financial Group LLC, except that The Schaeffer Financial Group LLC consents to links in which the link and the pages that are activated by the link do not: (a) create frames around any page on this Web site or use other techniques that alter in any way the visual presentation or appearance of any content within this site; (b) misrepresent your relationship with The Schaeffer Financial Group LLC; (c) imply that The Schaeffer Financial Group LLC approves or endorses you, your Web site, or your service or product offerings; and (d) present false or misleading impressions about The Schaeffer Financial Group LLC or otherwise damage the goodwill associated with the The Schaeffer Financial Group LLC name or trademarks. As a further condition to being permitted to link to this site, you agree that The Schaeffer Financial Group LLC may at any time, in its sole discretion, terminate permission to link to this Web site. In such event, you agree to immediately remove all links to this Web site and to cease using any The Schaeffer Financial Group LLC trademark.